Nearest broker: Searching for a broker nearby…
Nearest broker: Sudbury Phone: (705) 523-2030 Penetanguishene Phone: (705) 549-7437 Ottawa Phone: (613) 733-3312 Parry Sound Phone: (705) 746-2441 Orillia Phone: (705) 325-4234 Kemptville Phone: (613) 258-5991 Eganville Phone: (800) 884-1045 Petawawa Phone: (613) 687-4805 Belleville Phone: (800) 361-0941 Winchester Phone: (800) 487-3706 Wellington Phone: (613) 399-3620 Trenton Phone: (877) 455-0299 Prescott Phone: (877) 504-3569 Picton Phone: (888) 475-2776 Peterborough Phone: (800) 958 2270 Perth Phone: (877) 248-1222 Pembroke Phone: (877) 399-3299 Oshawa Phone: (800) 887-7309 North Bay Phone: (705) 475-0001 Napanee Phone: (613) 354-2152 Morrisburg Phone: (800) 806-0746 Midland Phone: (888) 737-6465 Madoc Phone: (613) 473-5266 Kingston Phone: (800) 590-5422 Gananoque Phone: (800) 932-2131 Embrun Phone: (866) 853-4740 Crysler Phone: (888) 292-7098 Courtice Phone: (888) 761-0443 Cornwall Phone: (844) 463-3616 Cobourg Phone: (800) 895-5902 Carleton Place Phone: (888) 237-9517 Brockville Phone: (888) 345-8663 Brighton Phone: (613) 475-1430 Barry’s Bay Phone: (866) 845-2123 Barrie Phone: (705) 726-3350 Bancroft Phone: (800) 994-0036 Arnprior Phone: (800) 668-7337
Get a Quote
Open Menu

Do I need sewer backup insurance coverage if I live on the second floor?

Question: Do I need sewer backup coverage if I live on the second floor?

Answer: Sewer backup is a terrible name because it applies for many kinds of water damage. Water damage can happen on the first floor, the second floor, even the fiftieth floor of an apartment building.

Additional Info: Sewer backup insurance coverage is designed to protect your home or apartment if the municipal sewer system, your own private septic system, or sump pump fail and water backs up into your home or unit. No matter which event occurs it is a messy situation and can cause serious damage. And that stinks.

Standard policies do not include sewer backup coverage, you need to purchase it as an endorsement to your home or tenants insurance policy. With respect to this question if you live on the second floor sewer backup coverage would still be important to carry as your waterlines can backup no matter what floor you are on. In this case the coverage you could likely avoid is overland water protection.

For more information visit: Sewer Backup Coverage And Why Do You Need It?

No comments found.
Anonymous User

Leave a Reply

Your email address will not be published. Required fields are marked *