Oshawa Home Insurance

Get a Free Oshawa Home Insurance Quote

Owning a home is one of the largest investments you’ll ever make. McDougall Insurance recognizes that you want to protect your Oshawa home to the very best of your ability and it’s our goal to make that happen. When it comes to home insurance in Oshawa, we don’t want you to have to constantly be worrying about whether your coverage is enough or not. Known as the “bedroom community” for Toronto, Oshawa has exploded in population making it one of the fastest growing cities in Ontario. With thousands of new homes built in more areas, there are many different criteria that can affect what Oshawa home insurance coverage options you may need. The style of home, the location and the inhabitants are all factors that will influence your insurance premium and what coverage options you need. It’s McDougall Insurance’s promise to work in tandem with you to develop a personalized Oshawa home insurance package to meet all of your needs.

Oshawa home insurance quotes are free and only take a few seconds to apply for here at McDougall Insurance. Look to us for when you need easy coverage that can fit within your budget.

Couple admiring the view from the living room of their house.

How to Get an Oshawa Home Insurance Quote

McDougall Insurance knows that your time is valuable. That’s why we’ve designed a quick, simple and effective online quoting experience so you can spend less time worrying about insurance. Simply fill out the online form on this page with the necessary information and you will be contacted by one of our professional Oshawa home insurance brokers. We pride ourselves on our promptness and we will work closely with you to design a concrete Oshawa homeowner’s insurance solution tailor made for your demands and situation.

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Recommended Oshawa Home Insurance Coverage Options

Dealing with a professional insurance brokerage like McDougall Insurance in Oshawa comes with many advantages, the foremost of them being our extensive experience in finding insurance solutions tailored to your specific needs. We’ve insured thousands of Oshawa homes, giving us the expertise to know what coverage options you’ll need to protect you and your assets. We want what’s best for our customers, and we will use our 70 years of business to make the right recommendations for each and every customer.

Oshawa Sewer Backup Insurance:

Normal home policies do not protect your home from water damages. Placing Sewer Backup onto your Oshawa home insurance policy will grant you protection against any damage resulting from burst pipes or an overflowing sewage system. Water can cause thousands of dollars worth of damage in seconds and therefore we always recommend this additional coverage to our clients.

Oshawa By-Law Protection Insurance:

Oshawa is a rapidly expanding city with new subdivisions going up seemingly every day. However, with all the new and modern homes being built, there are still many tride and true old fashion homes within the Oshawa city limits. The materials used to build such homes may no longer be allowed according to municipal by-laws as they could pose a threat to the structural integrity of the home. If your home needs to be rebuilt but with different materials and you are missing this coverage, the difference in cost will come out of your pocket! Since there are still many older homes in the Oshawa area, we will always recommend this coverage to our clients with such older style homes. Recommending the above coverage options is just one of the ways that McDougall Insurance can unlock value for our clients.

How to Improve Your Oshawa Home Insurance Rate

There are several options available to you to try and reduce the premiums you pay through discounts.

Updating your Oshawa home with more modern features to eliminate the outdated dangerous methods used before. Old wiring and oil tanks pose a much greater fire threat to your home and by replacing them, you will drastically reduce your chance of fire and thus save money on your premium.
If you bundle your automobile and home insurance, you can experience savings of up to 15%.
Adding an alarm system to your house is another easy and simple way of saving money. The system prevents theft and therefore reduces your chances of loss, saving you money in premium.

Contact our experienced Oshawa home insurance brokers to learn more about the policies available to you. You can also request a free home insurance quote online.

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